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Insolvency and Substance Abuse in Canada

There is a long tradition in western society of assuming that people with financial difficulties possess immoral and other unattractive characteristics and are in need of social control. Being poor is...

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Bankruptcy and Abuse of Process in Quebec

Laws governing divorce in Canada is governed by provincial laws and each province deals with the division of property differently. When spouses separate in Quebec there is no automatic division of...

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Consumer Proposals and Child Support

Child support is the court ordered financial assistance that is paid by a non-custodial parent to a custodial parent for the care and welfare of a child. Canada inherited many of the English laws in...

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Consumer Proposals and Review by Courts

Consumer proposals were introduced in Canada on 1992. They allow an insolvent person to effectively negotiate with his or her creditors on amounts owing. The objective was that debtors having unsecured...

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Consumer Proposals and Consumer Debtor

In order for an insolvent person to take advantage of the possibility of filing a consumer proposal, he or she needs to consult with a bankruptcy trustee. Most qualified bankruptcy trustees offer a...

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Consumer Proposal with Taxes and Annulment

Consumer proposals in Canada can be an efficient way to deal with outstanding tax debt for persons that are in a financially stressed situation. When a consumer proposal is accepted by the creditors...

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Bankruptcy and Service of Petition

In all legal proceedings it is vital that all parties involved can be sure that any relevant document in the proceedings is properly delivered to everyone that is involved. This procedure is normally...

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Consumer Proposals and Bankruptcy – Status of Funds

A consumer proposal in Canada is a voluntary agreement with creditors to address a financial difficult situation. It is available for person that has a total debt not exceeding CAD 250,000 (this sum...

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Consumer Proposals and student loans

The introduction of consumer proposals in Canada in 1982 made it possible for individuals with financial problems and student loans to meet with a bankruptcy trustee and discuss the possibility of...

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The ABCs of Bankruptcy

Canadian Bankruptcy ABC Personal bankruptcy is a legal proceeding administered under and governed by the Bankruptcy and Insolvency Act (BIA). In Canada, only bankruptcy trustees can perform and...

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